For the purposes of the terms, the term “User(s)/You” shall mean and include all persons, natural or artificial, that visit the website including those that have agreed to become registered users on the website by providing registration data while registering on the website as registered users accessing the services provided by Betterment Consumertech Private Limited (the “Company”). If you are a parent, guardian, or other natural person who enables a child to access the services of the Company, you agree to stand in the shoes of such child for the purposes of making us whole in case of damages or indemnification that could properly lie against a child, if not for his or her age. If you are using the services of the Company on behalf of a company, entity or organization (each a "Subscribing Entity"), then you represent and warrant that you: (i) are an authorized representative of that Subscribing Entity with the authority to bind such entity to these terms & conditions, and (ii) agree to be bound by these terms & condition on behalf of such Subscribing Entity.
License to use website
Unless otherwise stated, the Company owns the intellectual property rights in the website and material on the website. Subject to the license below, all these intellectual property rights are reserved.
You must not:
You must not use this website:
If you are under the age of 18 (Eighteen), you have obtained parental or legal guardian consent before using the website, or registering for a course.
Access to certain areas of this website is restricted. The Company reserves the right to restrict access to other areas of this website, or indeed this entire website, at the Company’s discretion.
If the Company provides you with a user ID and password to enable you to access restricted areas of this website or other content or services, you must ensure that the user ID and password are kept confidential. You shall be solely responsible for the confidentiality, safety and security of the password. You shall also be the sole owner of the password and shall be responsible for the consequences arising out of disclosure of the password and/or the unauthorized use of the material or content on the website.
The Company may disable your user ID and password at its sole discretion without any prior notice or explanation. The Company further reserves the right to suspend your access to the website, if the Company is of the opinion that the security of the website or of the material or content could be compromised.
Display of mutual funds, credit card or other financial products, offered by third parties, on the website does not in any way imply, suggest, or constitute any sponsorship, recommendation, opinion, advice or approval of the against such third parties or their products. You agree that the Company is in no way responsible for the accuracy, timeliness or completeness of information it may obtain from these third parties. Your interaction with any third party accessed through the website is at your own risk, and the Company will have no liability with respect to the acts, omissions, errors, representations, warranties, breaches or negligence of any such third parties or for any personal injuries, death, property damage, or other damages or expenses resulting from your interactions with the third parties.
In these terms and conditions, “your user content” means material (including without limitation text, images, audio material, video material and audio-visual material) that you submit to this website, for whatever purpose.
You grant to the Company a worldwide, irrevocable, non-exclusive, royalty-free license to use, display, reproduce, adapt, publish, translate and distribute your user content in any existing or future media in accordance with the purposes set out in these terms and conditions and to exercise the copyright, publicity, and database rights you have in such material or information, in any media now known or not currently known. Any course content that you upload to or otherwise make available to the Company is and remains the property of the Company. You also grant to the Company the right to sub-license these rights, and the right to bring an action for infringement of these rights.
Your user content, when you upload, submit, publish, send or receive content to or through our services must not:
The Company reserves the right to edit or remove any material submitted to this website, or stored on the Company’s servers, or hosted or published upon this website.
Notwithstanding Company rights under these terms and conditions in relation to user content, Company does not undertake to monitor the submission of such content to, or the publication of such content on, this website.
By providing us with your mobile number, you agree to receive all required notices and information electronically, to the registered mobile number. It is your responsibility to update any changes regarding your personal information i.e. address, mobile number, bank account, pan no., Aadhaar number etc. Notices for such activities will be system generated as a text in an email or as a link to the appropriate page on the Website, accessible through any standard, commercially available internet browser. If you become aware of any unauthorized use of your registration Information, you agree to notify the Company immediately at the customer service helpdesk, the details of which are available on the website. The Company shall not be liable for any unauthorized use or access, unless it is proved that the unauthorized use or access occurred solely due to reasons directly attributable to the Company.
This website is provided “as is” without any representations or warranties, express or implied. The Company makes no representations or warranties in relation to this website or the information and materials provided on this website.
Without prejudice to the generality of the foregoing paragraph, the Company does not warrant that:
Users are advised to use the data made available by the Company for the purpose of information only and rely on their own judgment while making investment decisions. The investments discussed or recommended may not be suitable for all users. The Company does not warranty the timeliness, accuracy or quality of the electronic content.
The Company provides a variety of forums for its members to express themselves in the form of blogs, comments, reviews and photographs. You truthfully assert that the content being contributed is yours and that you own the copyright to the content.
Connectivity Costs and Equipment
You are solely responsible for all service, internet, telephony and/or other fees and costs associated with your access to and use of the services provided by the Company, including, but not limited to, any data charges imposed by a wireless carrier or internet service provider, and for obtaining and maintaining all telephone, computer hardware, and other equipment required for such access and use. The Company uses internally developed systems for making the services of the Company available to the you. These systems may encounter technical or other limitations, and computer and communications hardware systems might experience interruptions. Further, the Company continually enhances and improves these systems in order to accommodate the level of use of the website. The Company may also add additional features and functionality to the services of the Company that might result in the need to develop or license additional technologies. Increased utilization of the website or providing new features or functionality may cause unanticipated system disruptions, slower response times, degradation in levels of customer service, and delays in reporting accurate financial information. You agree that the Company shall not be liable to the you or to any third party claiming through the you for any such failures contemplated herein.
Limitations of liability
The Company will not be liable to you (whether under the law of contract, the law of torts or otherwise) in relation to the contents of, or use of, or otherwise in connection with, this website:
These limitations of liability apply even if the Company has been expressly advised of the potential loss.
While availing any of the payment methods available on the website, the Company shall not be responsible or assume any liability, whatsoever in respect of any loss or damage arising directly or indirectly to you due to:
All payments made against the purchase of the services on the website by you shall be compulsorily in Indian Rupees acceptable in the Republic of India. The website will not facilitate transaction with respect to any other form of currency with respect to the purchases made on the website.
You understand, accept and agree that the payment facility provided by the Company is neither a banking nor financial service, but is merely a facilitator providing an electronic, automated online electronic payment, on the website using the existing authorized banking infrastructure and Credit Card payment gateway networks.
You, as a purchaser of the services, understand that upon initiating a transaction you are entering into a legally binding and enforceable contract with the Company to purchase the services using the payment facility, and you shall pay the purchase price through your issuing bank to the third-party bank using such payment facility.
You agree to receive certain specific emails from us. You hereby confirm that as on date of this registration, you do not have any objection to receiving emails, messages and calls from us and our employees or agents. For contractual purposes, you consent to receive communications from the Company or any of its employees or agents electronically and agree that all communications that are provided to you electronically satisfy any legal requirement stipulating that those communications be in writing. This condition does not affect your statutory rights.
By using this website, you agree that the exclusions and limitations of liability set out in this website disclaimer are reasonable.
If you do not think they are reasonable, you must not use this website.
You accept that, as a limited liability entity, the Company has an interest in limiting the personal liability of its officers and employees. You agree that you will not bring any claim personally against the Company’s officers or employees in respect of any losses you suffer in connection with the website.
Without prejudice to the foregoing paragraph, you agree that the limitations of warranties and liability set out in this website disclaimer will protect the Company’s officers, employees, agents, subsidiaries, successors, assigns and sub-contractors as well as the Company.
If any provision of this website disclaimer is, or is found to be, unenforceable under applicable law, that will not affect the enforceability of the other provisions of this website disclaimer.
You hereby agree to indemnify the Company and undertake to keep the Company indemnified against any claims, losses, damages, costs, obligations, debts, liabilities and expenses (including without limitation legal expenses and any amounts paid by Company to a third party in settlement of a claim or dispute on the advice of the Company’s legal advisers) incurred or suffered by the Company arising out of any breach by you of any provision of these terms and conditions, or arising out of any claim that you have breached any provision of these terms and conditions. This indemnification obligation shall survive these terms and your use of the services.
Breaches of these terms and conditions
Without prejudice to the Company’s other rights under these terms and conditions, if you breach these terms and conditions in any way, the Company may take such action as the Company deems appropriate to deal with the breach, including suspending your access to the website for a limited period of time or indefinitely, prohibiting you from accessing the website indefinitely, blocking computers using your IP address from accessing the website, contacting your internet service provider to request that they block your access to the website and/or bringing court proceedings against you.
The website contains features of the services that are currently being offered by the Company and those intended to be offered in the future. The Company intends to launch the services confirming with the features listed on the website in total, however due to business need and regulatory requirement the final launch may contain variations. Notwithstanding anything contained in the website regarding the services, the Company may decide to postpone the offering of the services or may even decide to withdraw the offering or even a currently offered service altogether.
The Company may revise these terms and conditions from time-to-time. Revised terms and conditions will apply to the use of this website from the date of the publication of the revised terms and conditions on this website. Please check this page regularly to ensure you are familiar with the current version.
The Company may transfer, sub-contract or otherwise deal with the Company’s rights and/or obligations under these terms and conditions without notifying you or obtaining your consent.
You may not transfer, sub-contract or otherwise deal with your rights and/or obligations under these terms and conditions.
If a provision of these terms and conditions is determined by any court or other competent authority to be unlawful and/or unenforceable, the other provisions will continue in effect. If any unlawful and/or unenforceable provision would be lawful or enforceable if part of it were deleted, that part will be deemed to be deleted, and the rest of the provision will continue in effect.
These terms and conditions, constitute the entire agreement between you and the Company in relation to your use of this website, and supersede all previous agreements in respect of your use of this website.
Mutual fund investments are subject to market risks, read all scheme-related documents carefully. Past performance is not an indicator of future returns.
Law and jurisdiction
These terms and conditions will be governed by and construed in accordance with the laws of the Republic of India, and any disputes relating to these terms and conditions will be subject to the exclusive jurisdiction of the courts of Bengaluru.
Please proceed only if you accept all the conditions enumerated herein above, out of your free will and consent.